body {margin: 0px; padding: 0px; font-family: verdana, serif; background: #DDE2E5;}

h2 {border-bottom: 1px solid #6b0000; font-family: arial, sans-serif; font-weight: normal; font-size: 21px; color: #6b0000; padding-right: 10px; padding-bottom: 4px; padding-top: 9px;}
h3 {font-size: 11px; color: #6b0000; line-height: 18px;}
h4 {font-family: verdana, sans-serif; font-weight: bold; font-size: 11px; color: #6b0000; margin-bottom: 0px;}

p, li {font-size: 11px; color: #000000; line-height: 18px; margin-top: 0px; margin-bottom: 19px;}
img {border: 0px;}
ul {list-style: none; margin: 0px; margin-bottom: 15px; padding: 0px;}
li {margin-bottom: 5px; margin-left: 23px; padding-left: 16px; background: url(images/bullet.gif)  no-repeat 0px 5px;}
ol li {background: none; margin-left: 3px; padding-left: 0px;}
th ol li {color: white;}
sup {line-height: 0; font-size: 75%;}
hr {height: 1px; border: none 0; border-top: 1px solid #d3e0f1; margin-right: 35px;}
ul.no_indent li {background: none; padding: 0px; margin-left: 0px; line-height: 15px; margin-bottom: 8px;}
html { height: 101%; }

a:link, a:visited {color: #665c4f; text-decoration: underline;}
a:hover {color: black; text-decoration: underline;}

#grand {position: relative; margin: auto; width: 990px;}
#main {margin: auto; margin-bottom: 60px;}

#toprow {background: #002D62;}
#toprow_front {background: #000000; height: 48px;}

#logo {float: left; padding-left: 19px;}
#utilities {float: right; padding-right: 28px;}
#utilities td {padding-top: 13px;}
.u_spacer {padding-left: 20px; padding-right: 20px;}
#u_go {padding-right: 20px;}
#u_go {padding-left: 4px;}
#u_searchbox {padding-left: 7px;}
#searchbox {width: 80px; height: 13px; font-size: 11px;}
#u_contact {margin-top: 1px;}

#buttons_area {border-top: 1px solid #6A6969; border-bottom: 1px solid #6A6969;}
#buttons {}
#buttons a:hover {}
#button_ll, #button_l, #button_r, #button_c {border-right: 1px solid #6A6969;}
#button_ll_div {width: 197px;}
#button_l_div {width: 197px;}
#button_c_div {width: 198px;}
#button_r_div {width: 197px;}
#button_rr_div {width: 197px;}

#left_column {border-right: 1px solid #bfbbb5; background: #FFFFFF;}

#nav_area {margin-top: 14px; padding-bottom: 46px;}
#nav_area a:link, #nav_area a:visited {color: #002876; text-decoration: none;}
#nav_area a:hover {color: #6B0000;}
.nav1, .nav2, .nav3, .nav4 {font-size: 11px; line-height: 13px; margin-top: 5px; margin-bottom: 5px; margin-right: 5px;}
.nav1 {padding-left: 12px; margin-left: 15px;}
.nav2 {margin-left: 45px; margin-top: 7px; margin-bottom: 4px;}
.nav4 {margin-left: 85px; margin-top: 7px; margin-bottom: 4px;}
.navline {margin: -1px 0px 0px 27px; font-size: 1px; height: 1px; border-bottom: 1px solid #bfbbb5;}

#lcol_spacer {width: 246px; font-size: 1px; height: 2px;}

#content_area_row_front td {background: #FFFFFF;}
#content_area_row td {}
#body_content_cell {background: #FFFFFF;}

#body_content, #body_content_wide {border-right: 1px solid #6b0000; margin: 28px 0px 46px 41px; padding-bottom: 15px;}
#body_content p, #body_content li, #body_content_wide p, #body_content_wide li, #body_content h3, #body_content h4 {padding-right: 41px;}
#body_content .layout_table,#body_content_wide .layout_table  {margin-right: 41px;}
.layout_table p, .layout_table li {padding-right: 0px ! important;}
#body_content_wide{border: none;}
.margin_right {margin-right: 30px ! important;}
#mcol_spacer {width: 541px; font-size: 1px; height: 2px;}
#mcol_spacer_wide {width: 738px; font-size: 1px; height: 2px;}

#body_content_table {width: 960px; margin: 10px 15px 10px 15px;}
#body_content_cell_front_left {width: 225px; text-align: center; padding: 15px 15px 0px 0px;}
#body_content_cell_front_left p {text-align: left;}
#body_content_cell_front_mid {width: 478px; text-align: center; padding: 15px 15px 0px 15px;}
#body_content_cell_front_right {width: 225px; text-align: center; padding: 15px 0px 0px 15px;}

.body_content_cell_div_line {height: 112px; width: 1px; border-right: 1px solid #BFBBB5;}

#right_column_cell {background: #FFFFFF;}
#right_column_content {margin-top: 28px; text-align:center;}
#right_top_spacer {font-family: arial, sans-serif; font-size: 21px; padding-bottom: 4px; padding-top: 9px;  border-bottom:1px solid #6b0000;}
#right_column_content .content_area {margin: 21px 0px 10px 0px;}
#rcol_spacer {width: 197px;}
.related_info ul{margin-top: 0px; margin-bottom: 21px;}
.related_info li{margin-left: 1px;}

#footer_cell {background: #857D72; border-top: 1px solid #d3cec9; text-align: center; padding: 4px 5px 4px 5px }
#footer_cell div {font-size: 10px; color: #dde2e5;}
#disclosures {float: left; text-align: left;}
#disclosures_centered {text-align: center;}
#disclosures_centered p {padding: 0px; margin: 0px; font-size: 10px; line-height: 13px; color: #dde2e5;}
#copyright {float: right; text-align: right;}
#disclosures a:link, #disclosures a:visited, #copyright a:link, #copyright a:visited, #disclosures_centered a:link, #disclosures_centered a:visited {color: #FFFFFF;}
#disclosures a:hover, #copyright a:hover, #disclosures_centered a:hover {color: #002D62;}
#disclosures .larger {font-size: 13px;}
#bd_disc {font-size: 9px; position: relative; top: -57px; margin-bottom: -9px; color: #6D6158}
#bd_disc a:link, #bd_disc a:visited {color: #002D62;}


.dropdown {margin: auto; position: absolute; top: 391px; text-align: left; visibility: hidden;}
.dropdown div a:link, .dropdown div a:visited {}

.dropdown div a:hover {color: #236FDC;}

.disclaimer {font-size: 9px; line-height: 12px;}

.regTbl {margin-bottom: 13px; border: 1px solid #d3cec9; border-collapse: collapse; margin-right: 41px;}
.regTbl td, .regTbl th {border-left: 1px solid #d3cec9; font-family: verdana, serif; font-size: 11px; padding: 5px 13px 5px 13px;}
.narrow1 .regTbl td, .narrow1 .regTbl th {padding: 5px 3px 5px 3px;}
.narrow2 .regTbl td, .narrow2 .regTbl th {padding: 2px 2px 2px 2px;}
.regTbl th, .regTbl th p  {color: white; background: #999490; }
#main .regTbl tr.tblon td{background: #e9e6e4;}
#main .regTbl tr.tbloff td{background: #ffffff;}
.plainTbl {margin-bottom: 13px;}
.plainTbl td, .plainTbl th {font-family: verdana, serif; font-size: 11px; padding: 3px 0px 3px 0px;}
.regTbl p, .regTbl li, .plainTbl p, .plainTbl li {padding: 0px !important; margin: 0px !important;}
.narrow1 .regTbl,.narrow2 .regTbl  {margin-right: 0px;}

.narrow1 , .narrow2 {margin-right: 35px;}

.pdf {font-size: 10px;}

.img_viewer {}
.img_viewer p {text-align: center;}
.img_viewer img {padding-bottom: 10px;}

.pullquote {border-left: 1px solid #D3CEC9; padding: 20px 0px 20px 20px; width: 200px; float: right; margin-bottom: 15px;margin-left: 20px;}
.pullquote p, .pullquote li {line-height: 15px; margin-bottom: 0px;}
.pullquote p.ital, .pullquote li.ital {margin-bottom: 0px; margin-top: 0px; font-style: italic; font-family: times new roman, serif; line-height: 18px; font-size: 13px; color: #000000;}